Fashion Lifestyle

Three Month Spending Ban – February

Chanel Boy Bag Paris Dallas Collection

February 2016 saw me turn 30 and I decided that I would like to treat myself. I knew that this little gift would take the form of a hangbag but I wasn’t sure which one. I always like to make considered purchases especially when it comes to designer. Fast forward nearly a year and I am hurtling towards 31 and still no bag. I wanted this item to be something I would keep forever and be something that I wouldn’t normally be able to justify.

January 2017 and the perfect opportunity arose. I came across a pre loved Chanel Boy bag being sold byClaire from I am Chouquette and it was absolutely perfect. To buy it I decided I would use inheritance I’d set aside mainly for a house deposit. The chance to own such a beautiful piece of Chanel wouldn’t come around again so I knew I wouldn’t be wasting this money.

Chanel Boy Bag Paris Dallas Collection

I realise that what I spent is a lot of money but I don’t regret it at all. However, I thought that it might be interesting to put myself on a spending ban (I have been a little spend happy recently) to see how I get on. I would like to feel back in control of my spending and save as much money.  I also like to try and pay myself back for big purchases. Three months seemed like a good target as it will be a challenge for me particularly as I am forever finding things I ‘need’.

The Rules:

My wages can only be spent on essential living costs, food, phone bill etc.

I will also still be paying for existing direct debits like Netflix.

No buying clothes or shoes.

No going out for dinner.

I will be documenting it all on the blog so you will all get to see if I slip up and how much I manage to save.

How Did I Do?

I’m not going to lie, I did slip up a little bit but my spending was much more in control than normal. I did buy a couple of things and I also got my hair done. In my defence it was my birthday and I hadn’t had it done since about May so it was more of a necessity! This month has gone well over all as I managed to pay off my credit card and save £200 on top of that.

Spending not including living costs:

  • The life changing magic of tidying – £7.69
  • Blog background – £7
  • Full head highlights and cut – £90

Total: £104.69

I am aiming to reduce this amount even further this month and save even more!

 

(4) Comments

  1. Love the bag! I’m doing it the other way around. Been saving for ages for a shopping trip with a friend so haven’t bought anything for myself in months! Its going to feel really odd splurging out when the time comes.

    1. lifesacatwalk says:

      I’m so jealous of your shopping spree! I’m basically avoiding going in any shops and I daren’t go online either in case I lose self control.

  2. Snap Ally!! I’d find it too hard to save after the purchase I think! So impressed with you Gemma, and that bag is INSANELY gorgeous.

    1. lifesacatwalk says:

      When I bought my car I paid myself back for it, it did take forever though. I’ve never stopped myself from spending though so I’m not sure how well this is going to pan out. I thought I might be forced to rein it in if I posted my failings on the blog for everyone to see!

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